Owen Radcliffe
Owen Radcliffe writes for Etfo Digest and other Independent Journal publications, covering funds, ETFs and payments and crypto and digital assets. Reporting under this byline is prepared by the Independent Journal editorial desk from primary sources, with AI assistance, and reviewed under our editorial policy.
8 articles
485BPOS: Guardian Separate Account N sets VIP fund reorganization
A 485BPOS from Guardian Separate Account N announces that more than 20 Guardian VIP funds will be folded into SA portfolios on or about December 4, 2026.

How ETF Creation and Redemption Works, Step by Step
How ETF creation and redemption works: authorized participants, creation units, in-kind baskets, arbitrage and why ETF prices stay near net asset value, with an example.
How ETFs Work: A Plain-English Guide to Exchange-Traded Funds
How ETFs work: structure, pricing, trading, creation and redemption, index tracking, costs and risks of exchange-traded funds, with a worked example and a short FAQ.

ETF filings: Gator Capital plans Long/Short ETF from mutual fund
Gator Capital Investment Trust filed an initial N-1A for the Gator Capital Long/Short ETF, which would take over a mutual fund and carry a 3.01% expense ratio.
New ETF launches: Capital Group files Multi-Asset Income ETF
Capital Group filed Pre-Effective Amendment No. 1 for its Multi-Asset Income Builder ETF, a nondiversified fund that pairs income stocks with fixed-income ETFs.
New ETF launches: iShares Nasdaq 100 ETF (IQQ) goes effective
iShares Trust's July 7, 2026 485BPOS made the iShares Nasdaq 100 ETF (IQQ) effective, with a 0.10% net expense ratio after a waiver through July 2027.
ETF filings: Goldman Sachs files Bitcoin Premium Income ETF
Goldman Sachs ETF Trust filed on April 14, 2026 for a Bitcoin Premium Income ETF that would sell calls on spot bitcoin ETP exposure to generate income.
ETF news: SEC approves NYSE Texas listing rule for ETF share classes
On April 8, 2026, the SEC gave accelerated approval to NYSE Texas Rule 5.2(j)(9), allowing generic listing of Class ETF Shares issued by multi-class funds.